Insurance

The possibilities of buying insurance are, like in other countries, indefinite. While most vital services are covered by the public system in Denmark (see more about health insurance), most Danes also have accident insurance, home contents insurance, unemployment insurance and travel insurance. In addition to this, it is mandatory by law to have third party insurance if you own a car.

Home contents insurance, car insurance and travel insurance can normally be bought as a ‘pack’ from a private insurance company. Liability insurance is usually included in the home contents insurance. Furthermore, you are not automatically insured against unemployment. Unemployment insurance is handled by separate insurance funds – see more in the paragraphs below.